
With the current more favourable policy environment and renewed national property market sentiment, now is the time to capitalise on Queensland’s economic and employment growth, relative affordability, low vacancy rates, superior rental yields and declining housing supply.
Benefits resulting from the May 2019 Federal Government re-election:
- No change to negative gearing, capital gains and franking credits policy
- 25% uplift in proposed infrastructure spending
- $158b income tax relief package
- $500m First Home Buyer Deposit Scheme
Following this, APRA’s withdrawal of the 7% loan serviceability buffer, a continuation of recent policy easing saw a 10% growth cap on investor lending and a 30% limit on interest-only lending cast aside in 2018. In addition, the 0.5% reduction in the official cash rate which RBA modelling suggests will lift house prices by 15% over 3 years.

SEQ Region Overview
Population; Brisbane, Gold Coast and the Sunshine Coast account for 70% of net interstate migration to Queensland which continues to trend upwards and outperform every other state in Australia. With a population of around 3.5 million, the SEQ region is set to grow by another 1.9 million by 2041.
Infrastructure Investment; The total infrastructure pipeline for Brisbane, Gold Coast and Sunshine Coast is currently $70+ billion – the greatest concentrated infrastructure boom SEQ has experienced. And SEQ is on track to receive the largest “City Deal” in the nation, with associated infrastructure funding projected to add an additional $58 billion to the economy.
Diminishing Supply; “Real” new apartment supply is extremely limited across SEQ and trending down further, due in part to financing constraints for developers with no track record of delivery.
Comparative Affordability; In SEQ it would take 6.1 times the average wage to pay off a dwelling. Comparatively in Melbourne and Sydney it would take 8.1 and 9.1 times the average wage respectively.
History; The last true growth cycle was 2001 to 2004, with history showing that in the context of market cycles the current significant price gap compared to Sydney and Melbourne will drive property values upwards in SEQ in the near future similar to what was last experienced between 2001 and 2004.
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Why Apartments?
The population is increasingly drawn to the lifestyle afforded by higher density environments including restaurants, shopping, transport and schools. Apartments also typically provide far greater amenity, less maintenance and better security.
Since apartments are generally closer to existing and future infrastructure, they are far more likely to experience value uplift associated with strong public and private investment.
We are at the point in the cycle where you can lock in your off-the-plan property investment at today’s prices with just a 10% deposit and you don’t have to pay the reminder until the building is complete, when you should be able to take advantage of value uplift that has occurred during construction.

Mosaic’s Track Record
Mosaic has a proven track record of delivering quality developments in targeted blue-chip locations where people want to live. We design with the Owner Occupier in mind, so Mosaic’s apartments are bigger, functionally designed and include high quality fixtures and fittings.
One of Queensland’s most awarded property developers, Mosaic has been recognised by multiple, highly-regarded industry bodies for design, quality and livability. With more than 40 projects successfully delivered in SEQ in the past six years alone, Mosaic has never once failed to deliver a project.
Mosaic delivers every stage of the project from research and acquisition through marketing and sales, to construction, property management and maintenance. We are with you for the life of the building.
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